Free Bet Blackjack

Free Bet Blackjack

With two Free Bet options, enjoy a unique take on the casino classic during a game of Free Bet Blackjack.

    Free Bet Blackjack - How To Play  

    Free Bet Blackjack allows you to place Double Down and Split bets for free.

    As with all blackjack games, in order to win, your hand most contain more cards than the dealer without exceeding 21.

    The best hand possible is Blackjack - this is awarded when your first two cards equal 21 exactly. 

    Game Rules

    In this version of blackjack, you play against the dealer only.

    An unlimited number of players can play at the same time.

    Free Bet Blackjack uses eight standard 52-card decks

    Once the betting time is up, each player will be dealt one card face-up, including the dealer, who will be dealt last. 

    Players will then receive a second card, also face-up, followed by the dealer - the dealer's second card will be face-down. 

    The value of your two cards will be displayed on-screen.

    Card Values 

    Cards assume the following values in this game:

    • Cards two to 10 - worth face value
    • Face cards (Jack, Queen, King) - 10 each 
    • Ace - one or 11, whichever is more favourable to your hand


    Blackjack is the best outcome possible and can only be achieved using your first two cards.

    Blackjack is awarded when your initial hand equals 21 exactly. 

    Blackjack beats a hand of 21 resulting from a split pair, as the latter is not considered Blackjack. 


    You can only purchase an Insurance Bet if the dealer’s face-up card is an Ace. 

    Insurance reduces the risk of the dealer achieving Blackjack, even if you also have Blackjack. 

    The cost of an Insurance Bet is half of your main bet - Insurance Bets are settled separately from your main bet.

    If you opt to buy Insurance, once purchased, the dealer will check their cards to see if they have Blackjack.

    This will result in one of the following outcomes:

    • If the dealer does not have Blackjack, the round continues
    • If the dealer does has Blackjack and you don't, the dealer wins
    • If both you and the dealer have Blackjack, the game ends in a push and your bet will be returned

    Game Options

    If the dealer doesn't reveal blackjack on their first two cards, you have the following options to try and improve your hand.

    You can only make the following moves if you do not have blackjack either, as this is the best outcome possible and cannot be improved.

    • Hit - adds another card to your hand. You can Hit as many times as you like, as long as you do not exceed 21
    • Stand - lets the dealer know you are happy with your hand and do not want to take any more action
    • Double Down - you can only Double Down if your first two cards do not equal 21. Double Down lets you double your bet, but you will only receive one more card thereafter. You cannot Double Down after splitting (below)
    • Free Double - you'll receive a Free Double if your two cards equal nine, 10 or 11. It adds a Free Bet to your original bet - if you win the round, the value of the Free Bet will match your original bet and you will be paid accordingly. Your original bet will be returned. If you lose the round, your original bet will be lost; if you tie with the dealer, your original bet will be returned
    • Split - if your first two cards are of equal value, you can Split them into separate hands. Each hand requires a separate bet, equal to your original bet. You can only Split once per hand.
    • Free Split - this is offered on your hand of pairs, except a pair of 10s. Your original bet will be placed on the first hand (right-hand side) and the Free Bet on the second hand (left side). If you win the round, the value of the Free Bet will match your original bet and you will be paid accordingly. If the hand with the Free Bet loses, you will not lose your bet; neither bet will be returned if you tie with the dealer


    If your hand exceeds 21, you bust and automatically lose your bet. 

    Otherwise, when all players have had their turn, the dealer will reveal their face-down card. The following rules apply:

    • The dealer must Hit on a hand of 16 or less 
    • The dealer must Stand on a hand of soft 17 or more

    To win, the value of your final hand must be closer to 21 than the dealer's or they must bust, except if they bust on 22 (below).

    If your hand and the dealer's hand are of the same value, a tie will be declared and your bet returned.

    Dealer busts with 22

    If the total sum of dealer’s hand is 22, the round will end in a push (tie) and your bet will be returned.

    If you bust and the dealer has 22, you will automatically lose.

    However, if you have Blackjack, it's not possible for the dealer to bust on 22.

    Six Card Charlie Rule

    This rule declares you the winner if you have a six-card hand with a total value of 21 or less.

    The rules applies even if the dealer has Blackjack. 

    Each Split hand will be evaluated individually.

    The Six Card Charlie rule does not apply if the dealer has Blackjack after Insurance offer.

    Side Bets

    There are four Side Bets available in this game: Any Pair, 21+3, Hot 3 and Bust It.

    Side Bets can be combined with your main bet. 

    It's possible to win a Side Bet even if you lose your main bet.

    Any Pair

    This Side Bet allows you to wager on the combination of your two first cards.

    There are two types of Any Pair winning combinations - each has its own payout: 

    • Pair, e.g. 10 of Clubs and 10 of Hearts
    • Suited Pair, e.g. two Ace of Spades


    Any Pair Payouts

    • Pair - 25:1
    • Suited Pair - 8:1


    Gives you the chance to win if your initial hand as well as the dealer’s face-up card includes any of the below winning combinations.

    • Suited Trips – suited Three of a Kind, e.g. three Queen of Hearts
    • Straight Flush – in numerical sequence and same suit, e.g. 10, Jack and Queen of Diamonds
    • Three of a Kind – same value but different suits, e.g. any three non-matching Kings
    • Straight – in numerical sequence but different suits, e.g. two of Spades, three of Clubs and a four of Hearts
    • Flush – non-sequential cards in the same suit, e.g. a two, six and 10 of Clubs

     21+3 Payouts

    • Suited Trips - 100:1
    • Straight Flush - 40:1
    • Three of a Kind - 30:1
    • Straight - 10:1
    • Flush - 5:1

    Hot 3

    The Hot 3 side bet allows you to bet on the combination of your two first cards, plus the dealer’s face-up card. 

    There are several possible combinations, each with its own payout:

    • Total 19, for example: 8 of Hearts, 2 of Diamonds and 9 of Spades
    • Total 20, for example: 8 of Hearts, 2 of Diamonds and 10 of Spades
    • Total 21, suited, for example: 9 of Diamonds, 2 of Diamonds and 10 of Diamonds
    • Total 21, unsuited, for example: 9 of Hearts, 2 of Diamonds and 10 of Spades
    • 7-7-7, for example: 7 of Hearts, 7 of Clubs and 7 of Diamonds


    Hot 3 Payouts

    • Total 19 - 1:1
    • Total 20 - 2:1
    • Total 21 suited - 4:1
    • Total 21 unsuited - 20:1
    • 7-7-7 - 100:1

    Bust It

    Allows you to bet that the total value of the dealer’s cards will exceed 21, meaning they bust.

    If you have Blackjack, the Bust It side bet will be pushed. 

    There are several combinations for this side bet:

    • Bust with three cards
    • Bust with four cards
    • Bust with five cards
    • Bust with six cards
    • Bust with seven cards
    • Bust with eight or more cards

    Bust It Payouts

    • Bust with three cards - 1:1
    • Bust with four cards - 2:1
    • Bust with five cards - 9:1
    • Bust with six cards - 50:1
    • Bust with seven cards - 100:1
    • Bust with eight or more cards -: 250:1

    Any malfunction voids the game round and all payouts.


    • Blackjack - 3:2
    • Winning hand - 1:1
    • If the dealer gets Blackjack, Insurance will pay out 2:1

    Free Bet Blackjack RTP

     The optimal theoretical payout percentage is:

    • Blackjack – 98.45% (based on the first hand in the shoe)
    • Any Pair Side Bet – 95.90%
    • 21+3 Side Bet – 96.30%
    • Hot 3 Side Bet – 94.60%
    • Bust It Side Bet – 94.12%

    The expected return to player is the amount we pay out to players relative to the amount of wagering on the game.

    For example, if we take £100 of wagers we will, on average, pay out £98.45 of Blackjack wins.